A fifth of this book devoted to thirty true tales of real clients, instead of boring case studies. What lessons can be derived? Lump in the throat or feel the urge to shout for joy? And what about financial planning books being designed to gain clients and having some bias somewhere? The author retired and is no longer licensed! Do you g=have friends who need zero-bias advice to DIY or understand/select planners? A gift of this book PROVES you care about your friend's well-being.